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Depending on the industry you work with as well as the assets/values of your operations, an Excess/Umbrella policy may be necessary to cover you liabilities if the underlying policy limits are maxed out in the event of a claim.
See below for more information on how this coverage could apply to your business.
Why Do You Need Excess/Umbrella Liability Insurance?
Excess/Umbrella Liability Insurance provides additional coverage on top of your General Liability policy along with other liability policies like Commercial Auto to give you extra coverage to help pay for costs that exceed the underlying policy limits.
An umbrella policy can help cover claims of property damage or bodily injury including legal costs, medical bills and judgments and settlements that surpass the limits of your insurance policies.
What Is Excess/Umbrella Liability Insurance?
Even with a great General Liability insurance policy, there is a limit to how much your insurance policies will pay out. When that limit is maxed out, that when the Excess/Umbrella coverage kicks in and becomes necessary.
Excess/Umbrella Policy limits can range from $1 million to $15 million and can be added to multiple lines of underlying insurance coverage.
If you're unsure about how much coverage you need, we have licensed agents available to help!
For more information on our Excess/Umbrella program, please
submit an online request or reach out to a licensed agent today!
Speak to a Licensed Agent Today!
We are ready to:
1) Help you evaluate your business
2) Identify the right coverage for your operations
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